Friday, January 23, 2009

New Search option in Google - Blogsearch Beta

Hello my dear readers,

in the last days i got some visits from the Google search engine. But it was not the usual search engine method which is automatically selected by Google (web).

It's the new Blogsearch option which is at the moment a Beta version. There you can look for actual postings on the Blogs or blog related sites all over the world.

How to get to Google's Blogsearch Beta version

  1. Use my search engine (in grey color) at the end of the Postings
  2. Type in what you are looking for, for example "myLot Payment proof" then Enter
  3. Click on the "more"-Link, there you'll see "Blogs", click on it
  4. Now Google will show only results linked to Blog related sites

You can select how old the postings should be by clicking on the publishing dates. You can select by yourself (using the option "Choose dates") or you can use the available options (last hour, last 12 hours, last day, past week, past month or anytime).

Another reason why this is a cool invention from Google

You can subscribe to an e-mail alert for your searching terms. As soon as there is a new posting, you'll get an e-mail from Google Blogsearch.

You could also use the blog search gadget for the search term on your Google homepage or subscribe to a search feed for it and receive new items automatically by Google Reader.

I will use these options now more often!
You can have a look by using one of the two search buttons on my blog (upper right side and below the last posting!)

What is your opinion about it?
Did you use it already or will you use it, too?
What would be the reason for not using this search method?

Saturday, January 17, 2009

Don't get scammed: Use this Scamlist first

Today i publish some of the websites where you can find informations about other online opportunities which are not worth joining/visiting because they are scam-sites.

An article how to protect yourself of being scammed can be found here in my blog.

List of Websites where you can read reports of Scam-Sites

Was this post helpful for you?

Which other web sites do you know, who report scam sites and are worth mentioning in this list?

Just leave me a comment about it!

Friday, January 16, 2009

Payment proof of myLot for December 2008

Click my payment proof to see me fullsize
Here is the first myLot payment proof !

The payout from myLot arrived on time (14th January) in the Paypal Account!

But i already qualified for the February payout, so that i will get my payout (and payment proof) from myLot on 15th of March with the complete earnings that i will have in my account on 28th of February 2009.

Let's see which amount i can reach until the end of the month.

When you're not yet member in this -for me and many other members- best social community, with regularly payout, you can register here in myLot.

In the following weeks i am working on a new part for my myLot guide. It'll be the myLot ABC from A to Z.

If you know some words which can contribute to the ABC, i would be happy if you leave me a comment about it. Thanks for your help, it will be for everyone!

Sunday, January 11, 2009

Free Ebook: Suze Orman's 2009 Action Plan

Today i found a time-limited free E-Book offer from Oprah Winfrey's website. The Download was available until this Thursday, 15 January 2009.

It's from Suze Orman, a woman who is a bestselling author for books about financial independence and money management. She wrote also many books especially for women and their finances.

I think you should have a look for this completely free E-Book called "Suze Ormann's 2009 Action Plan" (Keeping your money safe & sound).

It's about the actual financial situation in the USA and how they get to this point. The main parts are written about how to manage your money with her Action Plans in 2009.
  1. Action Plan is about how to handle the credit crisis, in case you have debt the ability of getting new credits, better credit scores and about bankruptcy because of too many debts with the own house.

  2. Action Plan is about the Retirement. Is it safe to stay in stocks or which allocation strategy shall i choose in this /the coming years?

  3. Action Plan is about Saving. The new rules with the FDIC-Insurance, Money Market deposits and so on.

  4. Action Plan is about Spending and to find way to save, especially about the needs and the wants in life

  5. Action Plan is about Real Estate and which option you have to modify your mortgage, short sales, foreclosure, First-time buying tips and Pre-Retirement strategies.

  6. Action Plan is about Paying for College and which loans you can get from different sources like federal, Stafford student and private student loans and much more

  7. Action Plan is about Protecting Your Family and Yourself and which strategies are available in case of being/getting jobless, Health and Life insurances.

  8. The last chapter is about The Road ahead, an outlook for the next years.

Here is the link to this time-limited offer for Suze Orman's free E-Book "Suze Orman's 2009 Action Plan".

If this post was helpful for you or you have any suggestion and idea for other free E-Books or financial independence advises, feel free to give me a comment!

Tuesday, January 6, 2009

Scam: How to detect fraud and scam sites!

Today, I'll show you how to keep your hard-earned money from being stolen by some unscrupulous persons, companies or websites.

Sadly, quite a few wealthy individuals lost their entire fortune and are now penniless because they invested their money with Wall Street veteran Bernie Madoff. He is alleged to have lost $50 billion.

There are some vital lessons to learn from this incredible Ponzi scheme. By taking some simple preventative steps, you can avoid being wiped out by financial scam artists.

First, you can't count on the state-owned regulators, especially the Securities & Exchange Commission (SEC), to protect your hard-earned money.
They act the same like the police: They are better at finding criminals than preventing crime.

Why the SEC misses most fraud cases
The SEC is often in bed with the investment houses.
George Stigler, professor of economics at University of Chicago and long-time colleague of Milton Friedman, demonstrated this many years ago. Over time, regulatory agencies are corrupted by the companies they regulate.

the end, many ex-SEC employees are hired by broker/dealers to keep the SEC at bay. That's apparently what happened at Madoff Investment Securities.
A team of SEC lawyers investigated Madoff's broker/dealership a few years ago and found nothing amiss.

Second, the Madoff case is so large and hurtful to so many investors, from Steven Spielberg to small Jewish foundations, that the Democratically-controlled Congress will have another big reason to impose another heavy dose of regulation on Wall Street.

Looking back, investors have only themselves to blame if they got caught losing their shirt. Mister Bernie Madoff had impeccable credentials on Wall Street. Who can you trust if not the former chairman (founder) of Nasdaq?

But there were plenty of red flags:
  • Refusal of promoters to reveal exactly how Madoff made money: Clients were always told that his option strategy on index funds was "it's too complex" to explain. Smart investors will avoid managed accounts they don't understand.
  • Accounts made money too consistently. Madoff's managed accounts showed steady returns of 10-12% year in and year out, through bull and bear markets. Madoff promoters claimed that Madoff's funds "never" lost money - no such guarantee is possible with managed accounts.
  • Madoff's managed accounts had no separate custodian and no independent outside auditor (other than a small 3-man accounting firm).

How can you avoid financial fraud?

Three simple rules:

1. Manage your own funds as much as possible with large, reputable discount brokers where the federal insurance guarantees accounts.

2. If you turn your money over to another's management, make sure you diversify into several managed accounts.Otherwise it could leave you penniless if fraud happens. Managed accounts should preferably buy publicly-traded, no-load mutual funds and exchange traded funds/notes, whose value can be tracked daily.

3. And most importantly, you should make sure all managed accounts have separate custodians and independent, outside accountants to audit your accounts.

How can you avoid scam sites?

Three simple rules:

1. If you have to pay money for the access to a website, search first in Google, Yahoo or any other search webpage if other persons have experience with that website and if their information is worth the money!
A good source for these experienced persons is myLot. On the right side is the link for the "make money" interest. There you find many discussions about sites who pay and sites who are not worth the money!

2. Look out if there are free information available in the Internet about the topic you search before you sign-up with a website for which you have to pay for these informations.
Example: Paid Surveys

3. Don't trust websites who give you a huge amount when other websites (the majority) pay only a percentage of this amount regularly to their users (mostly some of the Paid to Click-Sites who promote they pay you 1 or more $ for one click on their ads). In the end you just get a lot of "spam" mails from them!

The list with Scam-reporting Internet pages can be found in this posting!

Hope it was a useful information, just leave me a comment and share your thoughts or stories, where you got scammed or what prevented yourself of getting scammed!
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