Adgitize: Special Summer Promotion until 31st July 2010!

Adgitize announced today in their blog a Special Summer Promotion in which every member who is a paid advertiser will earn back their monthly advertising fees of 14$ if you score daily 300 points or more.

This means Adgitize will add each day a minimum amount of 47 cents in your account when you reach the 300 points goal which earns you 14.57 $ within 31 days + you'll get between 1.200 - 2.500 visitors/31 days!

With the Special Summer Promotion Adgitize wants to reach the goal to attract 25 new (or former) advertisers and exceed again the level of 200 advertisers (currently just 176).

A comparison to the previous earnings for the 300 points tier - it has been around 33 - 36 cents.

I guess now we can drop our excuses in saying "i will loose some $" as this promotion is valid until 31st July 2010 and might be extended until the end of the year 2010 - in this time you will definitely earn more money than in the last few months and get additional ("free") traffic!

You can read my

• Tips on how to reach the 300 points easily and earn more money with Adgitize (on the One Minute Guide) and
• on this blog The Secret of getting an Ad paid by Adgitize.

If you're not yet a member of Adgitize -which earned me in the last 12 months more than 110 $ (ad fees deducted)- simply sign up using my Referral-Link by clicking on the Special Summer Promotion link or button at the top of this post and you will receive after Adgitize's approval a ONE WEEK AD VOUCHER (7$) for FREE to start your own successful Adgitize ad campaign without any risks attached!

Have a great time enjoying more traffic and earning more money with Adgitize in the coming days, weeks and months!

Update: It's enough during weekdays (Monday - Thursday) to achieve just 300 points, even with 350 - 370 points on these days, you won't earn more than the promoted 47 cents.

Simply check how many points you achieve without dropping cards (100 points - blog post, 100 points - advertiser, xx points - page + ad views) and then add the amount of points needed to reach 300 points (with 60 page / ad view points the amount is 260 points - 40 points needed for 300 points => click 25/50 ads depending if you're advertiser or only publisher - add 5 extra clicks as page / ad view points can fluctuate).

Is Twitter killing Get Paid to Tweet companies? Ban on third party ads!

Image via Wikipedia

Twitter announced yesterday that they will ban tweets of third party applications which inject ads in a user's timeline in the near future through their API.

This 3rd party ad ban affects everyone who works together with Sponsored Tweets, Ad.ly, Revtwt, MyLikes, Twivert, Twittad, Magpie and many other advertising companies who connected advertisers and Twitter users to promote their product in Twitter.

Twitter announced this step for several reasons:

1. Third party application companies don't have to deal directly with problems that are caused by their tweets. Twitter will get the support tickets of the other users who complain about it, may it be spammy accounts (only ads) or virus infected links and so on.
   
   
2. Twitter's own Promoted Tweets won't be so effective when other third party applications want to monetize user profiles and make themselves a lot of cash with the fees they collect from the advertisers without sharing the earned $ with Twitter (Twitter itself doesn't share their income with users, too!)
   
   
3. Twitter's unique user experience may get lost because of hundred similar tweets from these ad networks which annoys in the long run a lot of users and could minimize the number of active users over the time.

My Opinion:

It will be interesting to see how the above mentioned ad companies react as they have only 30 days to change the way their third party programs work.

I could imagine that several ad companies might let the users tweet the ads manually or a two click-action similar to the Retweet-Button which takes you to your Twitter account and you press then the "Tweet"-Button to tweet it into your timeline. Sponsored Tweets already announced this kind of change in their latest blog post.

The problem with this method is that the companies can't detect easily how often a tweet will be tweeted within a day (many of the companies permit only between one - six tweets/day) and advertisers might not get a their required diversified audience for their spent budget of the paid tweets.

Another problem will arouse when advertisers give you a certain time frame in which the paid tweet should be published. As most advertisers are from the United States this could get difficult if Asians or European have to tweet it manually at sleeping times ;)

Another interesting aspect might be what will happen to the earned money which the members of these 3rd party ad companies hold in their account?

Will they get paid even when the minimum amount is not yet reached because their business is no more available?

Google reveals Adsense revenue share

Google revealed yesterday their Adsense revenue share with the publishers of their content ads and Adsense for Search queries. Google is taking 32% of the Adwords revenue for the Content ads and 49% for the Adsense for Search.
For us publishers will be 68% left when we display the Google Adsense ads on our blogs and websites and 51% when someone searches from our own Google search box.

Google disclosed that large websites have a different revenue share percentage (they earn a bigger amount of cash). This means Google wants to keep good costumers happy with this method.

It was not disclosed if these percentages are averages for every publisher or if there are regional differences. Usually advertisers have to pay a higher amount per click if you select specific countries like USA, Canada, Western Europe instead of worldwide advertisement. With worldwide advertisement the "cheap" pay per click costs are usually generated from Asian and African countries and you'll generate only little traffic from Western countries.

Google will make further disclosure of these percentages directly inside of your Google Adsense account in the following months.

More information can be found in this post from the Google Adsense blog.

What are your thoughts about Google Adsense and its revenue share?

How to lower the risk in your portfolio!

Image by Cold Cut via Flickr

As soon as you start trading stock and build up your own stock market portfolio, you will recognize that there are several factors which influence the risk of your portfolio.

If we look at the previous trading weeks, we saw a lot of ups and downs even within one trading day. The worst time came as the US stock market got it's flash crash two weeks ago. There several of the Blue chips (biggest stock market companies) lost up to 46% of its value within 30 minutes. But most of them recovered throughout the trading session and closed the day with a much smaller percentage loss (e.g. Procter & Gamble, McDonalds).

In case you have been invested in these companies, you would probably have "lost" them when you set a stop-loss limit to secure your existing gains or to avoid a bigger loss from a further decline of your stocks.

Setting a stop-loss limit is always a good choice but it doesn't lower the risk of your portfolio. It just helps you like i wrote in the last paragraph to cash in some of the existing gains or to stop losing more money.

Lowering the risk of your portfolio can be accomplished by

Investing less than 5% in a specific stock or even only in a specific sector

The reason:

If you invest your money in similar companies of the same sector it's most likely that one bad earning report or a slump in that sector will hurt the price of every stock in this sector.

• Dell can be influenced by AMD or Intel's earning report in case the sale of CPUs and internal graphic cards show a decline in their sales.
  
  
• Nokia can be influenced by Motorola, Samsung or SonyEricsson's sale reports and vice versa.
  
  
• Different sectors move differently during a stock market plunge if you look at gold mining, car makers, technology or pharma companies.

Taking long and short positions of stocks

Long positions are good for the strongest companies in the strongest sectors and short positions should be taken for weak companies in actual weak sectors. If we look at two sectors in the last weeks you could see that the Gold mining sector has been strong but the banking sector has been weak (both are related to the Greek debt crisis).

Diversify and enrich your portfolio with currencies and commodities

Commodities and currencies will reduce the risk and the volatility of your portfolio and you can use currencies for hedging purposes, too (in case your own currency gets weaker against the $, you will gain not only the interests if you buy bonds but a monetary gain due to the better exchange rate). These trades are only for experienced traders, you really should have a certain knowledge of the circumstances for Forex, currency and commodity trading.

Adjusting your Stop-Loss limits from time to time

By adjusting your stop-loss limits you will have more of your gains left, in case a plunge happens. This money can be invested in new and better opportunities or invested in the same stock for a lower price. Sitting out a plunge can make you more nervous and it most of the times you definitely loose more money than by setting a stop-loss limit.

What are your methods of reducing the risks of your portfolio?

The six keys to a Millionaire Mindset

Image by ul_Marga via Flickr

No matter if you just want to live a happy life, an extraordinary life or even a wealthy life with all luxuries available, the first thing to understand will be how we can achieve this stage in our life. The easiest way is by following other persons who achieved this a special kind of Millionaire's Mindset which lead them to become Millionaires (if they didn't inherit the money from their parents).

None of the actual wealthiest person on earths like Carlos Slim, Bill Gates, Warren Buffett or the Internet Billionaires from Facebook achieved their success without working hard in their very beginning. Their success didn't come overnight. It took several months and years until their results showed up as a success and could make cash with their businesses.

Each of the following six proven steps for achieving a Millionaire's Mindset will be explained over the next two months.

The Six Success Factors of a Millionaire Mindset

RESULTS

come from your

ACTIONS

come from your

ATTITUDE

come from your

FEELINGS

come from your

THOUGHTS

come from your

PROGRAMMING

come from your

ENVIRONMENT

By using these 6 keys in this Millionaire's Mindset series,

• you will achieve not only success online (and could make big cash ;) )
• you will simply live a much better life offline, too!

How to earn 900$ each minute with Goldman Sachs!

Image via Wikipedia

Are you curious how YOU could achieve to earn 900$ each minute with one of the biggest banks world wide? Let's say it from the beginning it's possible!

In case you followed the business and stock market news in the last two or three years, you might know already what's the secret behind this post. If not, it will be revealed to you within the next five minutes.

Going into the year 2008, we saw big problems arousing from the housing markets which started in the USA by giving customers mortgages which they couldn't afford anymore. These customers couldn't afford the mortgages because the interest rates went up steadily each quarter from 2004 on. In 2003 many of the house owners could get mortgages with interest rates of as low as 1 or 2%. But the interest rates have been connected to the fed's interest rate's decision. Which means a rise of the Fed fund rate, gave the mortgage owner a rise of their interest rates, too.

In 2008 these interest rates for mortgages went to over 6% for many house owners. The installments had already been bigger and bigger each month and reached now their climax for these house owners. Many of them hadn't the money already months ago and tried to find second or third jobs, some paid these bills even with their credit cards (with much higher interest rates of up to 25%) just for not getting the red letter of a foreclosure of their house from their bank!

In 2008 several big banks and investment banks collapsed and got bought from other banks or got big cash infusions from the government and the FED. The collapse began in March/April 2008 as Bear Sterns - a big player in CDO's - made too risky investments without backing them up with "real" money (actually none of these big banks have backed up these bets with real money). The other big player in the CDO game is Goldman Sachs which was/is on the other side of the bet(since late 2006) and won big $$ with it during this financial crisis.

In September 2008 the government and the Fed didn't help Lehman Brothers to survive. They simply let them go bankrupt. This caused Goldman Sachs and Morgan Stanley to change on 21st September 2008 from a Investment Bank model to a Business Bank because in this case they could receive help from the Fed and the government.

Two days later it was time for Goldman Sachs as the credit market tightened and the money supply stopped nearly to ask several investors and the government for a cash infusion of several billion $. A smart person came all the way from Omaha, Nebraska to offer Goldman Sachs 5 Billion US-$ in exchange of a favorable offer. He even gets the option for giving Goldman Sachs another 5 billion in exchange for these preferred stocks. These preferred stocks have been not only given to him and his company with a discounted price, they yield him each year with a 10% interest rate (or dividend).

10% from 5 Billion $ = 500 Million $ / 525.600 minutes (one year) = 951 $/minute

Ok, it's only possible if you have 5 Billion $ in your account ;-)

Coming back to the banks, Goldman Sachs bought a lot of these different type of mortgages, mixed them together and sold them as CDO with an AAA-Rating (as the rating of the issuer overrides the rating of the included mortgages) to their investors knowing that some of the mortgages will fail soon. Goldman Sachs even bet against its own created CDOs which led to the actual fraud claims from the SEC against Goldman Sachs.

But for sure Warren Buffet the person who closed this great deal said yesterday on the Shareholder meeting of Berkshire Hathaway in Omaha that he still stands by the Goldman Sachs transaction. But he and the Advisory board will consider another move if the fraud claims develop in a direction which wouldn't be supportable by him and for his shareholders.

What would you tell your investors when you are invested with such a massive amount of money and the stock (Goldman Sachs) already declined over 15%? If Buffet would have told that he might sell it now, the share price would move immediately downwards on Monday's trading day.

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• Buffett: Nothing Improper in Goldman Transaction (abcnews.go.com)
• Buffett Has 'Great Confidence' in Goldman Sachs, Murphy Says (businessweek.com)
• "NY pensions are losing Money on Goldman Sachs" and related posts (nalert.blogspot.com)